This Wells Fargo card offers one of the longest intro APR periods you can find. Here's how easy it is to start saving with it ...

See why the Citi Simplicity Card is built for paying off debt faster, with 21 months of 0% intro APR on balance transfers, no ...

Some business credit cards offer introductory 0% APR periods on purchases, balance transfers or both. These deals can be a great way to finance business expenses or reduce the interest you're paying ...

Most credit cards charge interest if you don't pay your balance in full by the bill due date. The interest is calculated based on the card's annual percentage rate, or APR, which is typically high ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. The Annual Percentage Rate is a fundamental concept in ...

Learn how to negotiate a lower credit card interest rate and save money. Discover simple techniques to reduce your balance ...

The terms “purchase APR” and “interest rate” mean the same thing when it comes to credit cards. Purchase APR refers to the percentage of the loan amount you’ll owe on an annual basis in exchange for ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...