Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time. Here's what to expect.

Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and even the way lenders size you up. The plastic itself may look the same, but ...

Americans aren't pulling out their credit cards as much as they were last year. Americans cut back on the use of credit cards in August in another sign of caution, as households grapple with stubborn ...

Credit card usage and cardholder satisfaction decline when merchants levy a surcharge to offset their card-acceptance costs, J.D. Power’s 2025 U.S. Credit Card Satisfaction study finds. When consumers ...

Consumers are reporting that they are expecting to rely more heavily on credit cards this season, with 42% naming it their preferred payment method—up from 38% last year. According to TransUnion’s ...

The financial health of today’s cardholders Affluent customers' preferences BNPL adoption’s effect on credit card usage The negative impact of surcharges Innovation and AI opportunities for credit ...

Premium credit cards grew in 2025, with higher fees, new perks and steady demand amid Visa and Mastercard settlement news.