Using no more than 30% of your credit limits is a guideline — and using less is better for your score. Many, or all, of the products featured on this page are from our advertising partners who ...

If you've scrolled through financial advice threads recently, you may have seen people touting the 15/3 credit card rule as a clever way to boost your credit score. The strategy has grown in ...

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

In emergencies, it may be necessary to break typical credit card rules, such as never carrying a balance or applying for multiple cards, to avoid financial disaster. While credit cards can be used as ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...