If mutual funds sold securities and realized gains, those gains need to be distributed to shareholders of record. Those distributions usually occur in November and December. It’s hard to estimate how ...

You don't need to take RMDs from Roth accounts or your current workplace plan if you own less than 5% of the company. Your 2025 RMDs depend on your account balance as of Dec. 31, 2024, and your age.

If a fund has a gain in a security and then sells that security, it must distribute those capital gains to shareholders on record within its fiscal year. Even if you reinvest that distribution back ...