Discover what a variable-rate mortgage is, how it works, and the benefits and risks involved. Learn how rates adjust and what ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The answer to this question, as is the answer to so many personal ...

There is no one right answer to this venerable question Fact checked by Vikki Velasquez Reviewed by Lea D. Uradu When applying for a home equity loan, you’ll need to decide whether you want to be ...

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

MCLEAN, Va. -- The average long-term U.S. mortgage rate is now down to its lowest level in more than three years. The ...

With the exception of Toronto-Dominion Bank, which notified brokers on Thursday that it would be increasing both three-year ...

The rate on a 30-year fixed refinance dropped to 6.14% today, according to the Mortgage Research Center. The average ...