See the benefits and limitations, plus a cost analysis.

When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically ...

Universal life insurance is a type of permanent life insurance that stays in place as long as you continue to pay premiums. Unlike whole life insurance, an investment savings element and policyholders ...

Find out the estate-planning advantages of joint life insurance.

Guaranteed universal life insurance has fixed premiums over your lifetime. With guarantee periods between 90 and 121 years, the policy typically outlasts the policyholder, all but guaranteeing the ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. What is cash value? Types of cash value life insurance Benefits of cash value life insurance Considerations ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

If you’re the primary wage earner in your household, how would your loved ones handle expenses if you died? Most families would reach financial struggles quickly. According to a study from LIMRA, 44% ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

Group life insurance covers a number of people under a single policy. It's usually offered through a job, union or other professional association and provides much less coverage than a policy you'd ...