Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Finding a personal loan can be more difficult if you have poor credit.

Discover how consensual, statutory, and judgment liens affect your credit. Learn which liens are harmless and which can harm ...

A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest on credit cards or be pushed to pay a larger down payment on your car.

Compare auto lenders that work with low credit scores, and explore strategies to improve approval odds and reduce rates ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

No credit means you don’t have enough credit-related activity to generate a credit score, but bad credit means there are blemishes on your credit report. Whether you have no credit or bad credit, ...

Whether you’re nearing the tail-end of a lease agreement, you recently graduated college or you’re moving out on your own for the first time, apartment hunting can be both exciting and scary. But if ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Buy now, pay later (BNPL) loans — the payment plans that allow you to break up a purchase into smaller installments — typically have no bearing on credit score. But that is about to change. In ...