Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

What Is Short-Term Care Insurance? Short-term care insurance is a type of insurance policy that provides coverage for temporary care services. These services are usually required due to illness, ...

Planning for long-term care as you age can be a smart financial move — a practical way to prepare for the realities of growing older. As Americans live longer, more of us will need support later in ...

It happens more often than you might think. Your parents purchased a long-term care insurance policy many years ago. They are aging, and you are starting to worry more about them being home alone. The ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Do long-term care (LTC) insurance policies cover medical and non-medical in-home care? Yes, they do. But make sure you read the actual fine print. Not every long-term care insurance policy covers home ...