The ‘4% rule’ has often been used to help with this. Originally devised by American financial planner William Bengen in 1994, ...

Converting discretionary investments into a retirement annuity requires you to sell the underlying assets in full, and this ...

FMT takes a closer look at why Malaysians are running out of their EPF savings so quickly and what lessons global pension ...

The 50/30/20 budget rule is a simple guideline for your monthly spending. We'll show you how it works, and explore whether it ...

Retiring with a $200K lifestyle requires careful planning—see how much you need saved to cover your long-term retirement ...

Pension credit can boost your state pension if you're on a low income. It is also a gateway to a range of other benefits such ...

The lump sum vs. annuity debate burns on: did this winner throw money down the drain?

India’s weak household savings, rising debt and currency depreciation expose a ₹500 value divide, highlighting two economic ...

Jawboning, bluster, threats and court actions have yet to force the Federal Reserve Bank to do the president's bidding. As of November 2025, the U.S. consumer debt was roughly $18.10 trillion, a new ...

Banking fees can quickly add up and eat away at any interest earned on a savings account. Fortunately, there are a number of FDIC-insured savings accounts that offer no fees whatsoever — zero monthly ...