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A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

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People in the United States can expect to live longer than ever, as death rates returned to pre-pandemic levels in 2024.

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Universal life insurance offers flexible premiums and the potential to build cash value over time. Because you’ll likely have coverage your entire life, it’s important to choose your insurer wisely.

Life expectancy in the U.S. reached an all-time high of 79 years in 2024, according to a report by the Centers for Disease Control and Prevention.