Savings yields have nudged lower in recent months as the Federal Reserve closed out 2025 by making three straight quarter-point cuts to its benchmark interest rate. Savers face a shifting ...

A CD ladder is just a group of CDs with different maturity dates. Instead of putting all your money into one CD, you split it up and stagger when each piece comes due. The biggest benefit is ...

Attractive yields have drawn investors to cash, but with rates declining, they should consider how much they really want stashed in those accounts. While cash-equivalent instruments like money market ...

If you find yourself in the enviable situation of having saved more for retirement than what you’ll actually need, go ahead and pat yourself on the back. But also, you may want to know where to invest ...

The Federal Reserve cut rates 25 basis points during its Dec. 10 meeting. “CD rates may drift down shortly after the meeting,” says Sam Taube, lead investing writer at NerdWallet. So, pros suggest ...

In the current economic climate, putting your money in a certificate of deposit account can provide some stability. If you can afford to lock up some of your funds for a set term, fixed-rate CDs can ...

Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

Certificate of deposit (CD) accounts have generated strong yields for savers who locked in high rates in 2023 and 2024. Around a year ago, you could find some CD APYs up to 6%. Now many of those same ...

There's buzz in this week's Rookie Ladder as Charlotte duo Kon Knueppel and Ryan Kalkbrenner stand tall in the Top 5. Steve Aschburner Kon Knueppel (right) and Ryan Kalkbrenner have given Charlotte 2 ...

VJ Edgecombe continues to surge in 2025-26 while Cooper Flagg and Kon Knueppel each move up. Steve Aschburner Mavs phenom Cooper Flagg is on the rise in the Top 5 of this week’s Kia Rookie Ladder. VJ ...