Mortgage rates are easing and yes, that matters. Over the past few weeks, mortgage interest rates have started to trend downward. Not dramatically. Not magically. But enough to change monthly payments and buying power for many buyers. Here’s the truth: •Lower rates don’t mean prices crash •Waiting for “perfect” rates usually costs more than it saves •Small rate shifts can mean hundreds per month, not pennies For those still planning on homeownership, staying engaged matters more than timing the
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